Yearly, the TPG Awards honor excellence in bank cards, loyalty applications and journey. Please click on right here to learn extra about our winner choice course of and methodology for the 2024 TPG Awards.
When you’re in search of a loyalty program excellent for renters, Bilt Rewards is a stable possibility. As a member, you will earn Bilt Factors once you pay hire and make your common on a regular basis purchases. The factors you earn will be redeemed for journey by loyalty companions, hire or future down funds, health lessons, and extra.
Plus, there are not any transaction charges (see charges and charges) on hire funds once you use the Bilt Mastercard®. You possibly can earn as much as 100,000 factors on hire per calendar yr.
We’re celebrating the Bilt Mastercard (see charges and charges) for profitable the Greatest No-Annual-Price Journey Rewards Credit score Card award on the 2024 TPG Awards. This card is a powerhouse for renters, who can earn invaluable Bilt factors on their hire funds with no transaction payment. You could make not less than 5 transactions on the cardboard each assertion interval to earn factors (see rewards and advantages).
Whereas we love this card, you need not have it to earn and redeem factors within the Bilt Rewards program.
TPG’s Could 2025 valuations place Bilt factors at 2.05 cents apiece, although there are many methods to get extra worth from them. Let’s delve into all the main points of the Bilt Rewards loyalty program and discover how you can earn and redeem factors for optimum worth.
What’s Bilt Rewards?
Bilt Rewards is a loyalty program that permits you to earn factors to redeem towards journey, Amazon purchases, house decor, health lessons and extra. You possibly can earn Bilt factors by merely turning into a member, linking a qualifying card to your Bilt Rewards account and transacting with Bilt companions.
Maybe most notably, you’ll be able to earn Bilt factors by paying your hire. With the Bilt Mastercard, you’ll be able to earn factors on hire with no transaction payment (see charges and charges).
How do you earn Bilt Rewards factors?
You do not essentially have to have the Bilt Mastercard or pay hire to earn Bilt factors. There are 9 main methods to earn Bilt factors.
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1. Incomes Bilt factors by paying hire
You possibly can earn 1 level per greenback spent on hire at any house (as much as 100,000 factors per calendar yr) by paying your hire with the Bilt Mastercard.
You possibly can pay your hire together with your Bilt Mastercard by the Bilt app, but when your landlord solely accepts bodily checks, do not fret. You possibly can nonetheless pay your hire with the Bilt Mastercard on the app, after which Bilt will mail your landlord a hire examine every month, permitting you to earn factors on hire with out incurring any further transaction charges (see charges and charges). If relevant, you too can course of funds by Venmo and your landlord’s on-line hire portal.
As of April 2025, now you can use a bank card that is not a Bilt Mastercard to pay hire, although it will not be the best choice. When you use a Visa, Uncover or Mastercard, you will earn 1 Bilt level per greenback spent on hire. Utilizing an American Specific card, you will earn 1 Bilt level for each $2 spent. Nevertheless, you will incur a 3% transaction payment with this route.
2. Incomes Bilt factors with the Bilt Mastercard
Talking of the Bilt Mastercard, it gives a easy incomes construction:
- 5 factors per greenback spent with Bilt Eating companions and Lyft, when you hyperlink your Bilt and Lyft accounts and pay with the Bilt Mastercard
- 3 factors per greenback spent on eating
- 2 factors per greenback spent on journey booked straight with the supplier or by the Bilt Journey Portal and on Walgreens purchases and prescriptions
- 1 level per greenback spent on hire funds (as much as 100,000 factors per calendar yr) and all different purchases
You could use your card not less than 5 occasions throughout every assertion interval to earn factors.
This no-annual-fee card (see charges and charges) gives spectacular perks, together with an Auto Rental Collision Injury Waiver, Journey Cancellation and Interruption Safety, and No International Transaction Charges (see charges and charges).
You don’t want to pay hire to use for the Bilt Mastercard.
Associated: Do you have to pay your hire with Bilt? We crunch the numbers
3. Incomes Bilt factors by Bilt Eating
Bilt additionally has its personal eating rewards program referred to as Bilt Eating.
You possibly can hyperlink any Visa, Mastercard or American Specific bank card to the Bilt Eating program to earn as much as 3 factors per greenback spent at Bilt Eating eating places once you pay with any eligible card in your Bilt Pockets.
These earnings come along with what you earn together with your bank card. For instance, in case you pay together with your Bilt Mastercard, you will earn 3 further factors per greenback spent*, for a complete of as much as 6 Bilt factors per greenback spent. Put in a different way, that is a 12.3% return in your eating purchases, based on TPG’s Could 2025 valuations.
Bilt states which you could earn as much as 10 factors per greenback spent on consuming at a Bilt Eating restaurant and paying with any eligible card on file in your Bilt Pockets. Plus, there is no such thing as a cap on what number of factors you’ll be able to earn by Bilt Eating.
4. Incomes Bilt factors on the Bilt journey portal
Expedia powers Bilt’s journey portal, the place you’ll be able to earn factors on flights, resort stays, automobile leases and issues to do. As a Bilt member, you earn 1 level per greenback spent on journey booked by the portal.
As a Bilt Mastercard holder, you earn 2 factors per greenback spent on journey booked by the portal and a pair of further factors per greenback by charging your buy to the cardboard*. That could be a complete of 4 Bilt factors per greenback spent.
5. Incomes Bilt factors with referrals
You may earn 2,500 factors every time you refer a buddy to the Bilt Mastercard, on as much as 50 complete referrals. For each 5 referrals, you earn 10,000 bonus factors. You possibly can refer pals to the cardboard by the web site or app.
6. Incomes Bilt factors with Lyft
You possibly can earn 2 Bilt factors per greenback spent on Lyft rides once you hyperlink your accounts. While you pay in your trip with the Bilt Mastercard*, you will additionally obtain an extra 3 Bilt factors per greenback spent.
7. Incomes Bilt factors with health studios
You possibly can earn as much as 10 factors per greenback spent on health lessons booked by the Bilt app.
These studios embrace SoulCycle, Pure Barre, Barry’s and Rumble Boxing.
8. Incomes Bilt factors by taking part in the Lease Free sport
Bilt gives a sport show-style alternative for members to earn further factors on Bilt Lease Day (the primary of the month): Lease Free.
Lease Free is ready up like “Household Feud,” with a brand new creator or character taking part in the sport every month. As a Bilt member, you’ll be able to earn factors with Lease Free once you choose a top-three reply, once you accurately rank that reply (double factors) and when the movie star visitor picks the identical reply as you (triple factors).
On prime of incomes factors, the highest 10-scoring gamers will win free hire for a month (as much as $2,500). The subsequent 600 top-scoring members will get Bilt factors. When you tie, the tie shall be damaged based mostly on who performed the sport first.
9. Incomes Bilt factors on house shopping for
In 2024, Bilt launched a brand new approach to earn factors: house shopping for. The loyalty program partnered with eXp Realty, and once you work with an eXp agent, Bilt members will earn 1 level for each $2 of a house buy worth. For instance, if you buy a house for $500,000 utilizing an eXp Realty agent, you possibly can earn as much as 250,000 Bilt factors. Based on TPG’s Could 2025 valuations, these factors can be price $5,125.
*You could use your card not less than 5 occasions throughout every assertion interval to earn factors.
Bilt Rewards elite standing tiers
Bilt gives 4 standing tiers. You possibly can attain Bilt elite standing in two methods: incomes Bilt factors and receiving fast-track standing with spending on the Bilt Mastercard and inside the Bilt ecosystem.
Whilst you will not earn fast-track standing on hire spending, you’ll be able to earn it by SoulCycle lessons booked within the Bilt app, Bilt Eating restaurant purchases made with any card linked in your Bilt Pockets, Lyft rides when Bilt is ready as your rewards accomplice, and bookings made through Bilt’s journey portal.
Each member of Bilt Rewards begins within the Blue tier.
This is a fast overview.
| Blue | Silver | Gold | Platinum | |
|---|---|---|---|---|
| Choice 1: Bilt factors qualification | All Bilt Rewards members | 50,000 factors | 125,000 factors | 200,000 factors |
| Choice 2: Quick monitor with spending | All Bilt Rewards members | $10,000 spent | $25,000 spent | $50,000 spent |
| Earn curiosity in your factors (at the FDIC-published nationwide financial savings price) | ✓ | ✓ | ✓ | |
| Blade advantages | ✓ | ✓ | ✓ (together with a complimentary Blade flight) | |
| Entry to complimentary homeownership concierge | ✓ | ✓ | ||
| Lease Day switch bonuses | Increased switch bonuses | Gold-level switch bonuses | Platinum-level switch bonuses |
Your member standing is predicated on the overall factors earned in a calendar yr. You may obtain the upper of the 2 statuses by qualifying factors or through spending on the fast-track standing path.
Regardless of once you earn standing every calendar yr, it is good for the remainder of the yr and the next yr.
Bilt Platinum members can apply for an Air France-KLM Flying Blue standing match
Bilt Platinum members can obtain 12 months of Flying Blue Gold standing. To activate this standing match, members should go to the Bilt app and choose “Elite Standing Match.” Then, members should switch 10,000 Bilt factors to Flying Blue to formally activate their Gold standing. Fortunately, these 10,000 factors can be utilized towards a future Air France-KLM award flight.
After requesting standing, it might take as much as three enterprise days in your Flying Blue Gold standing to change into formally lively.
Flying Blue Gold standing will give Bilt members further airline perks and qualify them for SkyTeam Elite Plus standing, which incorporates advantages on different SkyTeam airways like Delta Air Strains.
Study extra about particular Flying Blue Gold standing perks on Flying Blue’s tier advantages web page and the added advantages of getting SkyTeam Elite Plus standing on SkyTeam’s FAQ web page.
Associated: The best way to earn ‘curiosity’ in your factors steadiness with Bilt Rewards
The best way to use Bilt factors: Greatest-value possibility
The Bilt Rewards loyalty program offers you some ways to make use of your factors, although not all carry equal worth.
Let’s begin with one of the best ways so that you can redeem your Bilt factors. Nothing beats the outsize worth of transferring your factors to Bilt’s 20 airline and resort companions.
Switch your Bilt factors to journey companions
Becoming a member of these loyalty applications is free, even in case you’ve by no means flown the airline or stayed with the resort model.
By transferring your Bilt factors to the proper applications, you’ll be able to simply get 2.05 cents per level in worth — and maybe rather more — and rating a lie-flat airplane seat or an opulent resort keep.
| Program | Switch ratio | Switch time |
|---|---|---|
| ALL — Accor Dwell Limitless | 3:2 | ** |
| Aer Lingus AerClub | 1:1 | Inside minutes |
| Air Canada Aeroplan | 1:1 | Inside 24 hours |
| Air France-KLM Flying Blue | 1:1 | Inside minutes |
| Alaska Airways Mileage Plan | 1:1 | Inside minutes |
| Avianca LifeMiles | 1:1 | As much as 72 hours |
| British Airways Membership | 1:1 | Inside minutes |
| Cathay Pacific Asia Miles | 1:1 | Inside minutes |
| Emirates Skywards | 1:1 | Inside minutes |
| Hilton Honors | 1:1 | Inside minutes |
| Membership Iberia Plus | 1:1 | Inside minutes |
| IHG One Rewards | 1:1 | Inside minutes |
| Japan Airways Mileage Financial institution | 1:1 | ** |
| Marriott Bonvoy | 1:1, with 5,000 bonus factors for each 20,000 factors you switch in a single switch | Inside 48 hours |
| Southwest Airways Fast Rewards | 1:1 | ** |
| TAP Miles&Go | 1:1 | ** |
| Turkish Airways Miles&Smiles | 1:1 | Inside minutes |
| United Airways MileagePlus | 1:1 | Inside minutes |
| Virgin Atlantic Flying Membership | 1:1 | Inside minutes |
| World of Hyatt | 1:1 | Inside minutes |
**TPG has not but examined transferring Bilt factors to those applications.
Greatest-value switch companions
Bilt Rewards companions with a few of our favourite airline and resort loyalty applications, together with Alaska Airways Mileage Plan, Air Canada Aeroplan, Air France-KLM Flying Blue, Virgin Atlantic Flying Membership and World of Hyatt. These applications have largely saved normal award charts for award flights and resort nights, that means you will pay a predictable price and may usually get outsize worth out of your factors.
Switch bonuses
Bilt Rewards has traditionally supplied among the finest switch bonuses we have seen throughout Lease Day (the primary of each month).
These have included 150% switch bonuses to some carriers, corresponding to Emirates Skywards, and as much as a 100% switch bonus to Alaska Airways Mileage Plan for July 2024 Lease Day. Moreover, Bilt has beforehand supplied a 100% switch bonus to Flying Blue.
Associated: The perfect airline award chart candy spots
The best way to use Bilt factors: Medium-value choices
The next redemption choices will get you respectable worth with a redemption price of not less than 1 cent per level.
Use your factors to avoid wasting up for a down fee on a house
Bilt gives the distinctive skill for customers to avoid wasting up their factors towards a down fee on a house.
When you go for this route, your Bilt factors are valued at 1.5 cents every towards a down fee. This implies 10,000 Bilt factors are price $150 towards your down fee.
Redeem for journey on the Bilt journey portal
You should utilize the Bilt journey portal to offset the price of flights, stays, rental vehicles and actions at a price of 1.25 cents per level.
The best way to use Bilt factors: Poor-value choices
If you wish to extract most worth out of your Bilt Rewards factors, you will probably wish to keep away from a few of these much less invaluable redemption choices.
Use factors for Amazon purchases
You possibly can choose your Bilt Mastercard on Amazon as a fee methodology and redeem your factors to cowl all or a portion of your buy at checkout. Nevertheless, Bilt factors are price 0.7 cents every when used this fashion.
For instance, you will want roughly 14,300 Bilt factors to cowl a $100 Amazon buy. Evaluate that to TPG’s Could 2025 valuation of two.05 cents per Bilt level, and it isn’t essentially the very best deal.
Store the Bilt Assortment
The Bilt Assortment is a curated listing of things, together with artwork, house decor and attire. The worth per level will range, however because it hardly ever exceeds greater than 1 cent per level, it’s best to probably move on this feature.
Redeem your factors for health lessons
Health fanatics can redeem their Bilt factors to attend name-brand lessons like SoulCycle, Solidcore, and Y7 Studio. The worth will rely upon the category you choose, however it hovers round 1 cent per level.
Redeem your factors for hire
A probably engaging possibility together with your factors is to avoid wasting them to assist cowl your subsequent hire fee. Nevertheless, the redemption worth is simply 0.55 cents per level.
Associated: Methods school college students can meet bank card minimal spending necessities
Ceaselessly requested questions
Does the Bilt Mastercard cost a payment to pay hire?
No, the Bilt Mastercard doesn’t cost a transaction payment (see charges and charges) once you use it to pay hire by Bilt Rewards. Nevertheless, you’ll be able to solely earn 100,000 factors on hire every calendar yr, and you have to make not less than 5 transactions with the cardboard in every assertion interval to earn factors.
Can you employ Bilt with out the Bilt Mastercard?
Sure. You would not have to carry the Bilt Mastercard to enroll in Bilt Rewards and earn Bilt factors in this system.
Does my landlord/administration firm must have a partnership with Bilt?
No, you need to use Bilt to pay hire even when your landlord doesn’t accomplice with this system.
What are Bilt factors price?
TPG’s Could 2025 valuations deem Bilt factors as price 2.05 cents per level. Relying on the way you redeem your factors, nevertheless, you possibly can get a a lot larger or decrease worth for them.
Is the Bilt Mastercard price it?
The Bilt Mastercard might be price it if you wish to earn factors on hire with out incurring a transaction payment (see charges and charges). The cardboard additionally options well-liked bonus classes and might be an excellent possibility in case you discover worth in this system’s switch companions.
Nevertheless, the cardboard would not function a standard welcome bonus, and a few options aren’t as helpful in case you reside in a much less populated space. So, as with every resolution, it’s best to contemplate what you need in a card earlier than you apply.
Associated: Bilt Mastercard assessment: No-transaction-fee hire funds
Backside line
Bilt Rewards presents an distinctive worth proposition for each renters and nonrenters. Bilt has established partnerships with among the extra profitable airline and resort loyalty applications, enabling you to extract extraordinary worth out of your factors. Your factors switch seamlessly at an easy 1:1 ratio (besides when transferring to Accor), and most applications course of the transfers immediately.
Even in case you aren’t renting or do not wish to apply for the Bilt Mastercard, you’ll be able to earn numerous factors by linking your Lyft account, enrolling in Bilt Eating and reserving journey by the Bilt portal.
See Bilt Mastercard charges and charges right here.
See Bilt Mastercard rewards and advantages right here.
